Amount
0100000
Term
6 mo72 mo
APR
Annual Percentage Rate (APR). Choose amortized or simple.
Fees
One-time fee (flat and/or % of amount) Payment start
days APR:
—
Due date:
—
Monthly payment:
—
Total to repay:
—
Interest:
—
Fees included:
—
Note: rounding to cents is applied; the last payment is adjusted.
Loan calculator –
estimate your payments instantly
fast, simple, and free.
Find out how much your loan could cost. Enter your details and get a clear breakdown of monthly payments —
How Does This Calculator Work?
- Individuals — to plan a personal loan, car finance, debt consolidation.
- Students & graduates — to estimate repayments before applying.
- Sole traders & small businesses — to assess cash-flow impact of equipment or working-capital loans.
- Home buyers/landlords — to see indicative monthly costs (non-mortgage).
- Financial managers & accountants — for quick scenarios when preparing budgets.
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- Brokers & advisors — to share transparent, easy-to-understand estimates with clients.
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Many Lights is a collection of lamps and chandeliers created by Neville and Marie. Our buyers travel the world in search of the most unique lamps - each with character and history. Take a look at what we have in our online store and find one that suits your home decor.
Examples (APR includes interest only in these samples):
- £10,000 for 3 years at 9.9% APR → £322.20/mo, total £11,599.29, interest £1,599.29.
- £5,000 for 12 months at 7.5% APR → £433.79/mo, total £5,205.45, interest £205.45.
- £25,000 for 5 years at 12.9% APR → £567.55/mo, total £34,052.87, interest £9,052.87.
- £12,000 for 2 years 6 months at 6.9% APR → £436.64/mo, total £13,099.12, interest £1,099.12.
APR (ANNUAL PERCENTAGE RATE) IS THE YEARLY COST OF BORROWING EXPRESSED AS A PERCENTAGE. IT REFLECTS THE INTEREST RATE AND MAY INCLUDE CERTAIN MANDATORY FEES, ALLOWING YOU TO COMPARE DIFFERENT LOAN OFFERS FAIRLY.
What is APR?
Why APR matters
- Comparable: standardised measure across lenders.
- All-in view: can include unavoidable fees.
- Impact on payment: higher APR → higher monthly cost and total interest.
3 Kingsheath Ave, Rutherglen, Glasgow G73 2DG, UK
